Free no obligation quote for health insurance for NC residents
Triad Insurance Partners is an independent broker of health insurance plans in NC

Individual Health Care Plans

With the rising costs of health care, you simply cannot afford to be without medical insurance.  If you are self-employed, or your employer does not offer a health care plan, you may need individual health insurance. In today's fluctuating health care environment, finding the right health insurance for you and your family is more important than ever before. Health insurance needs vary greatly from person to person, so a plan that works for one person may not be the right coverage for you.

We have budget-friendly health care plans for families and individuals that include all the benefits of the Affordable Care Act for 2016, without the hassle of going through the marketplace website.  Use the big blue button to find a health insurance policy that fits your needs and get an instant, no-obligation quote so you know up front how much it will cost.

We serve the communities of central NC including Winston Salem, Kernersville, Greensboro, and High Point.  If you aren’t sure which policy is the right one for you, or if you need more information on qualifying for government subsidies, contact our insurance experts and we can help you through the process.

Now you can get a personalized health insurance quote to fit your family’s needs without going through the Healthcare Marketplace website.  Triad Insurance offers a wide range of health insurance plans.

Coverage for 10 essential health benefits: 1

  1. Outpatient care—the kind you get without being admitted to a hospital
  2. Trips to the emergency room
  3. Treatment in the hospital for inpatient care
  4. Care before and after your baby is born
  5. Mental health and substance use disorder services: This includes behavioral health treatment, counseling, and psychotherapy
  6. Your prescription drugs
  7. Services and devices to help you recover if you are injured, or have a disability or chronic condition. This includes physical and occupational therapy, speech-language pathology, psychiatric rehabilitation, and more.
  8. Your lab tests
  9. Preventive services including counseling, screenings, and vaccines to keep you healthy and care for managing a chronic disease.
  10. Pediatric services: This includes dental care and vision care for kids
     

Sign up for 2016 medical insurance during Open Enrollment from November 1, 2015 to January 31, 2016. You can sign up by contacting our qualified health insurance experts, or by using the free online quote form.

Don't miss the Open Enrollment period - you won't be able buy Marketplace health coverage until the next Open Enrollment period for coverage the following year.

If you’re enrolled in a 2015 Marketplace plan, your benefit year ends December 31, 2015. To continue health coverage in 2016, you must renew your current health plan or choose a new health plan during the 2016 Open Enrollment period.

If you don’t have medical insurance coverage during 2016, you may have to pay a fee. The fee in 2016 is considerably higher than in 2015: either 2.5% of your income or $695 per adult/$347.50 per child, whichever is more (family maximum of $2,085).

  • November 1, 2015: Open Enrollment starts — first day you can enroll in a 2016 insurance plan through the Health Insurance Marketplace. Coverage can start as soon as January 1, 2016.
  • December 15, 2015: Last day to enroll in or change plans for new coverage to start January 1, 2016.
  • January 1, 2016: 2016 coverage starts for those who enroll or change plans by December 15.
  • January 15, 2016: Last day to enroll in or change plans for new coverage to start February 1, 2016
  • January 31, 2016: 2016 Open Enrollment ends. Enrollments or changes between January 16 and January 31 take effect March 1, 2016.

You may buy Marketplace insurance outside Open Enrollment only if you qualify for a Special Enrollment Period. Qualifying life events include loss of other health coverage, marriage, or birth or adoption of a child.

You can enroll in Medicaid or the Children’s Health Insurance Program (CHIP) any time. There is no limited enrollment period for these programs. You can apply any time. If you’re qualified, you can enroll immediately.

At Triad Insurance Partners, our expert agents are thoroughly knowledgeable about the Health Insurance Marketplace and policy regulations for 2016.  Contact us for a free consultation.


1 Source: https://www.healthcare.gov/blog/10-health-care-benefits-covered-in-the-health-insurance-marketplace/
 

When to Enroll:
  Sign up for 2017 health insurance
       Nov. 1, 2016 through Jan. 31, 2017

We offer:
  Guaranteed coverage
  No denial from pre-existing conditions
  Full health coverage
  Free no-obligation quote

Individual Health Insurance - Group Health Plans - Medicare Options - Auto Insurance - Life Insurance - Homeowners Insurance - Business Insurance - NC

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